PLAN YOUR FUTURE
Our process in five steps:
Whereas most firms are focused strictly on wealth management, we create an all-encompassing, plan that incorporates all of your life’s goals and priorities.
DISCOVER
Let’s begin this journey together. Let’s discover you, and help you discover yourself. You have spent a lifetime accumulating not just wealth but relationships, experiences and passions. Before we address your financial wealth, we feel it’s essential to know you, as a person, as best we can. We begin this process in our discovery meeting by mapping out a family gene-o-gram.
SET GOALS
Achieving a higher quality of life on your own terms begins with crystal-clear goal-setting. Whether it’s for you, your immediate family, a lasting legacy, a retirement plan or a charitable foundation, we embrace our mission to guide your way in defining, quantifying, and prioritizing your goals, near and far.
PLAN
With a better understanding of your life as a whole, our team can begin work on your Timonier MasterPlan, which depicts the range of financial probabilities for achieving your desired goals. Your MasterPlan becomes the backbone for your personalized Investment Policy Statement (IPS), which helps you and us by providing:
- A written guide to enable disciplined, systematic decisions about your investments.
- A touchstone to sustain you during turbulent market conditions or other times emotional stress.
- A common reference to facilitate consistent communication among your entire wealth team.
IMPLEMENT
With your MasterPlan, Investment Policy Statement and related metrics in hand, we’re ready to put your plans in motion – supported by funding strategies, portfolio construction, legal entities, and any other components you may need. We often turn to Dimensional Fund Advisors, Vanguard, and other like- minded investment solutions to structure the underlying investments used in building portfolios for our recommended investment strategy. Portfolios are established in your name and held by an independent custodian.
MANAGE
Being an advocate means standing beside you, providing support throughout your life’s journey. We’ll continue to benchmark and report your financial progress, check on your ongoing commitment to your goals, and adjust your course as needed for your personal circumstances. We’ll also bring in collaborating specialists as needed to advance your Master Plan. Particularly during the first few years, expect a minimum of formal quarterly reviews and regular, informal conversations whenever needed.
